The Agricultural Bank of China conscientiously implements the spirit of the Central Economic Work Conference and the Central Financial Work Conference, continuously improves the financial support system for scientific and technological innovation, accelerates the supply of high-quality financial services, helps the integration of scientific and technological innovation resources, promotes the development and progress of new productive forces, and does a good job in "science and technology finance" with high-quality financial services, demonstrating the political responsibility and social responsibility of major state-owned banks.

Empower technology companies to innovate

ABC actively supports major national scientific and technological innovation tasks, transformation and industrialization of scientific and technological achievements, and has become the main cooperative bank of key technology-based enterprises such as national technological innovation demonstration enterprises, individual champion enterprises in the manufacturing industry, and specialized and special new "little giant" enterprises.

In Zhejiang, based on the resources of local science and technology enterprises, ABC continues to improve its ability to provide financial services to science and technology enterprises from products to services, and insists on growing together with science and technology enterprises. Hangzhou Medikai Optoelectronics Technology Co., Ltd. (hereinafter referred to as "Medikai") is a listed company on the Science and Technology Innovation Board of the Shanghai Stock Exchange, and has a number of core technologies in the fields of semiconductor optics, semiconductor wafer processing, semiconductor packaging and testing. Agricultural Bank of China Zhejiang Hangzhou Banshan Sub-branch has visited the government and enterprises many times to understand and study policies due to the policies of enterprises, tailored exclusive financial comprehensive service solutions for Medikai, and efficiently completed enterprise visit investigation and credit approval through front-end and back-office linkage, which not only solves the domestic financing needs of enterprises, but also provides financial support for Medichem's import and export business through letters of credit and other means, effectively reducing financing costs and creating a good financial foundation for scientific and technological innovation. At the same time, it provides whitelist access for Medichem employees, and configures exclusive account managers to provide one-to-one personalized credit and asset allocation services for enterprise employees, and realizes full coverage of financial services from enterprises to employees.

Contribute to the development of key regions

Focusing on the national and regional science and technology innovation development strategy, ABC has set up 19 science and technology financial service centers in science and technology resource clusters, and cooperated with the construction of science and technology innovation financial reform pilot zones to provide science and technology financial services, improve the service, product and policy systems, strengthen the multi-dimensional professional service structure such as talent and resource investment, provide multi-level integrated financial services to science and technology enterprises, and help improve the quality and efficiency of science and technology finance.

In Shanghai, ABC continued to build a three-level exclusive service system for science and technology finance at the level of branches, sub-branches and outlets, took the lead in establishing the science and technology innovation finance division of the national first-class branches, and set up inclusive / science and technology innovation business departments (teams) in 21 sub-branches to promote the science and technology finance business with "integration of management and operation"; The virtuous cycle and interaction between science and technology and industry provide financial support and financial services for original innovation, technological innovation and industrial innovation. In recent years, the Agricultural Bank of China (ABC) Shanghai Pilot Free Trade Zone New Area Branch has actively carried out regional industry research and chain marketing, and sorted out the list of key cluster enterprises in advance to provide financial support for science and technology enterprises. As the first CDMO (contract R&D and production organization) enterprise in China that can carry out ultra-large-scale commercial production of biological drugs according to international standards, the Agricultural Bank of China Shanghai Pilot Free Trade Zone New Area Branch actively participated in the second phase of the construction of the large-scale CDMO integrated platform of BiBo Biopharma, and actively helped the enterprise to innovate in science and technology through efficient and perfect financial services.

Support stable chain, solid chain and strong chain

ABC actively supports the high-end, green and intelligent development of the manufacturing industry, seizes the development opportunities of new quality productivity through the "one chain and one policy", actively promotes industrial chain financial services, and supports the key clusters of advanced manufacturing industry to "build a circle and strengthen the chain". Focusing on the "chain length" of the industrial chain of central enterprises, we will take the lead in docking with the supply chain financing platform of central enterprises, make full use of supply chain service platforms such as "ABC Smart Chain", and promote central enterprises to improve their basic solid chain, technical supplement chain, integration and strengthening chain, and optimize the ability of plastic chain with financial services of the whole industry chain. Up to now, it has served more than 2,000 upstream and downstream enterprises in the industrial chain of science and technology innovation central enterprises, and issued a total of more than 21 billion yuan of supply chain financing loans.

As the "chain leader" of the mobile information industry chain, a central enterprise in the communications industry is making every effort to build a new information service system based on "5G + computing power network + smart middle platform", and its upstream supply chain has an annual procurement demand of about 300 billion yuan. In response to the online inclusive financing needs of upstream SMEs and suppliers of advanced manufacturing enterprises in the communications industry, ABC used financial technology to develop credit products for automatic decision-making and approval of models based on big data of communication inside and outside the bank, and took the lead in implementing the centralized industrial chain financial service platform of the headquarters of the central enterprise, realizing the bank's first inclusive loan for the treasury supply chain, helping the central enterprise continue to build the "chain length" of the mobile information industry chain, effectively reducing the financing cost of small and medium-sized enterprises in the industrial chain, and supporting the sustainable development of the industry.

Watering the "fertile soil" of agricultural science and technology

ABC focuses on serving the "Three Rural Areas", pays close attention to the national strategic layout of agricultural science and technology innovation, and takes the key core technology research in the fields of seed industry and agricultural machinery as the guide, increases credit support and comprehensive services, and provides strong financial guarantee for the construction of an agricultural power and a science and technology power.

In Shandong, the Agricultural Bank of China innovated to create a financial scenario of the whole industrial chain supply chain of agricultural machinery and equipment "two-way empowerment", effectively solved the blockages and difficulties such as the low coverage of financial services in the agricultural machinery and equipment industry chain and the insufficient financing support for key links, and cooperated with Shandong Wuzheng Group to implement the first "agricultural machinery loan" industrial chain financial business in the agricultural bank system, accurately reaching more than 500 upstream and downstream customers of Shandong Wuzheng Group. With supply chain financing products as the starting point, we will establish cooperation channels, realize the use of multi-product portfolios of supply chain financing through the credit empowerment and data empowerment of chain master enterprises, provide multi-scenario financing needs for chain enterprises, serve nearly 1,000 customers with agricultural machinery purchase loans, and help agricultural science and technology lead the high-quality development of agricultural modernization. Up to now, Agricultural Bank of China Shandong Branch has served more than 400 upstream and downstream customers of Shandong Wuzheng Group, and invested 465 million yuan in supply chain financing, effectively supporting the R&D and production of enterprises, and helping Wuzheng Group to reduce costs and increase efficiency in the agricultural machinery industry chain as a whole.